Pre-Retirees & Retirees

You may still be working and have paid off the majority of your mortgage. Accumulating wealth for your retirement through superannuation is your main priority. You also enjoy spending money on travel and other luxuries you couldn’t afford earlier. As well as this, you may provide a moderate level of financial support to your children. Your health and insurance is of great importance to you as, with age, the likelihood of illness increases.

It's never to late to start planning for the best future you can afford. Why not ask us how we can help you work out the best plan for you?

Things to consider:

Budgeting, cash flow and debt reduction.

Protecting income in the event of accident or illness to be able to fund their:

  • mortgage
  • bills and cost of living
  • savings for retirement
  • house renovations or a sea change
  • travel and treats
  • lifestyle and entertainment.

Protecting themselves and their families against financial hardship in the event of death, disability or major illness by taking out:

  • Life insurance
  • Total and permanent disablement insurance
  • Trauma insurance.

Building on their investment portfolios and savings plans to work towards:

  • Vacations
  • Tax effective wealth accumulation for retirement
  • Buying a caravan or motor home
  • Updating a car
  • Home renovations
  • Grandchildren’s education
  • Insurance policies for children
  • Estate planning.

Contact us today to discuss how we can work together: (02) 8294 4277 or email us at